American String Teachers Association

• Available to Member under age 65 who are actively at work
• Benefits of up to $4,000 per month available
• Benefits paid to age 65, if disabled before age 63
• Multiple waiting periods available
• Includes "Your Occupation" definition of disability for the first 24 months of Total Disability

• Available to Members and their Spouses under age 60 and actively at work
• Acceptance is automatic, with no health questions or physical exams
• Two plans (50/50/500 and 100/100/1,000) available
• When totally Disabled due to an Injury, the policy pays a $500/ $1000 monthly disability income benefit for up to one year
• In the event of death by accident, the policy pays a $50,000/ $100,000 benefit to the named beneficiary
• When confirmed to the hospital as a result of an accident, the policy pays $50/$100 per day for up to 500 days

• Available to Members under age 65 and actively at work
• Benefits of up to $4,000 per month paid if insured is unable to work in own occupation
• Simplified Issue short form medical application
• Benefits payable to age 65 for accidents and for 3 year for sickness
• Coverage extends to age 70

• Available of up to $100,000 of Simplified Issue Life coverage for members and their spouses
• Available of up to $500,000 of coverage with full underwriting

• Available to Members and their Spouses under age 65 & actively at work
• Benefits of up to $4,000 per month paid if insured is unable to work in own occupation
• Simplified Issue short form medical application
• Benefits are payable for up to 2 years for a covered accident or sickness
• Coverage is effective to age 70

• Available to Members and their Spouses under age 65
• Benefits ranging from $50,000 to $250,000
• Level Issue Age premiums for 10 years
• Guaranteed coverage for 10 years
• Guaranteed offer of coverage at the end of 10 years: either reapply for another 10 year term or enroll for annual renewable group term life

• Available to Members and their Spouses
• Guaranteed medical acceptance
• Benefits up to $5,000 per month paid if insured is unable to work in own occupation
• Benefits payable for up to 2 years following a 30, 60, 90 day waiting period

• Discounted fees for service on both dental and vision care
• DenexDental offers two levels of care
  Preventive and  Diagnostic.  Basic Care discounted at both levels
  Major dental work discounted through Excel PPO plan
• Outlook Vision Discount Plan uses network of 11,000 plus eye care centers nationwide
• Substantial savings off the retail price of eye wear and eye care services
  

• Available to Members
• Benefit payable for up to two years or to age 70
• Coverage of up to $10,000 per month of actual office expenses if work in own occupation

If you would like us to contact you regarding any of the following benefits, please check items of interest and submit. 

If you are interested in Musical Instrument Insurance, please go to that section of the website.